An important Australian Company owned by locals

House & Contents Insurance

Teamcare will work closely with you to tailor a solution & price that meets your needs

House & Contents Insurance is a common and saturated market. However, Teamcare as a broker have access to market leading policies which better protect your position and valuables.

Teamcare will work closely with you to tailor a solution to your needs. We are experts at working with insurers for fast and efficient claims resolutions. Let Teamcare manage these issues in a time of stress and worry.

Generally, there are four levels of cover available;
- Prestige Home & Contents
- Accidental Damage
- Listed Events
- Listed Events Base

*Please note the below cover features are a list of the more common sections of this policy type. It is not an exhaustive list of covers available. some features may not be offered by certain insurers or on specific risks. This is intended to be used as a guide only for informative purposes.

Teamcare will always suggest Accidental Damage cover above the listed Defined Events wordings that have differing levels of cover to reduce the premium. We offer flood inclusive options when available, however there are instances where flood cover will not be sourced or offered. You will be clearly informed if these options are not included.

Cover Features

Property Damage

Assets should be insured for replacement cost so that they may be replaced on a ‘new for old’ basis. It is worth keeping proof of purchase to speed up claim settlements.

Additional Benefits

Personal legal liability & other benefits are included in policies we present & arrange. These are detailed in our quotation reports & the insurers Policy Wording.

Accidental Loss or Damage

This is better cover than insuring for loss due to ‘defined events’ perils that specify loss events insured & often have “limits’ to the cover for different home contents items.

Flood Cover

We always suggest that flood cover be taken as there are many ‘run-off’ & storm water drainage losses that have been excluded when flood cover has not been arranged.

Temporary Removal

Provides cover for home contents like cameras, sports equipment & electronic devices, while away from your premises.

Specified & Valuable Items

Special valuables & personal effects may need to be ‘Specified’ if they exceed limits in a policy. Jewellery & Art items should be discussed with us.